Privacy Policy

MJ Academy — Effective Date: January 1, 2025
Last Updated: June 8, 2026

MJ Academy ("we", "us", or "our") is an educational application that provides learning materials, video solutions, practice exams, and subscription-based content for students. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our mobile application and related services (collectively, the "Service").

By using the Service, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use the Service.

1. Information We Collect

1.1 Information You Provide

• Account Information — When you sign up, we collect your name, mobile phone number, and email address (if provided).
• Profile Information — Any profile details you choose to add, such as a display name or profile picture.
• Payment Information — When you subscribe to a paid plan, payment is processed through Razorpay or UPI. We do not store your full card number or UPI PIN. We store payment transaction IDs, amounts, and subscription plan details.
• Communications — Messages you send to our support channels or feedback you provide within the app.

1.2 Information Collected Automatically

• Usage Data — Pages visited, videos watched, exam attempts, scores, time spent on content, and other learning activity within the app.
• Device Information — Device model, operating system version, unique device identifiers, and app version.
• Log Data — IP address, access timestamps, crash logs, and error reports.

1.3 Information from Third Parties

• Authentication Providers — If you sign in using a third-party service, we may receive your name and contact details from that provider.
• Payment Gateways — Razorpay provides us with transaction status, payment IDs, and limited billing details to confirm your payment.

2. How We Use Your Information

We use the information we collect to:

• Create and manage your account.
• Provide, personalise, and improve the learning experience.
• Process payments and manage your subscription.
• Track your learning progress, exam scores, and study patterns.
• Send you notifications about your account, subscriptions, new content, and exam reminders (you can opt out in Settings).
• Detect, prevent, and address technical issues, fraud, or security breaches.
• Comply with legal obligations.

3. How We Share Your Information

We do not sell your personal information. We may share information with:

• Service Providers — Third-party companies that help us operate the Service (e.g. cloud hosting, payment processing, push notifications). They access information only as needed to perform their services and are bound by confidentiality obligations.
• Payment Processors — Razorpay processes payments on our behalf. Their handling of your data is governed by the Razorpay Privacy Policy.
• Legal Requirements — We may disclose information if required by law, regulation, legal process, or governmental request.
• Business Transfers — In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Data Security

We implement industry-standard security measures to protect your information, including:

• Encryption of data in transit (HTTPS/TLS).
• Hashed and salted password storage.
• Access controls and authentication for administrative systems.
• Regular security audits and monitoring.

However, no method of electronic transmission or storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. When you delete your account, we will delete or anonymise your personal data within 30 days, except where we need to retain certain records for legal, accounting, or compliance purposes.

6. Your Rights

Depending on your jurisdiction, you may have the following rights:

• Access — Request a copy of the personal data we hold about you.
• Correction — Request correction of inaccurate or incomplete data.
• Deletion — Request deletion of your personal data.
• Withdrawal of Consent — Where processing is based on consent, you may withdraw it at any time.
• Data Portability — Request your data in a structured, machine-readable format.

To exercise any of these rights, please contact us using the details in Section 11.

7. Children's Privacy

The Service is intended for users aged 13 and above. If you are a parent or guardian and believe your child under 13 has provided us with personal information, please contact us. We will delete such information promptly.

8. Third-Party Links

The Service may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to read their privacy policies.

9. Cookies and Tracking

The mobile application does not use browser cookies. We may use analytics tools (such as Firebase Analytics) to understand how the app is used and to improve the Service. You can opt out of analytics tracking in the app settings where available.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy in the app and updating the "Last Updated" date above. Your continued use of the Service after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: